Queens's Car Rental LDW
When a customer gets to the Queens rent a car counter, many are not sure about what to do when it comes to accepting or declining the Queens car rental agency's coverage and waivers. This indecision usually stems from not knowing what their personal or business car insurance covers while renting a Queens rent a car. Furthermore, some credit cards cover damages to many basic types of vehicles rented in Queens. Allcar Rent-A-Car highly recommends that their customers verify their existing coverage before picking up their Queens car rental. This will give you peace of mind and will save you money.
What Is A LDW?
A Loss Damage Waiver or LDW is offered by all Queens car rental agencies as coverage in the event the rental car is damaged while being driven in Queens or elsewhere. For a nominal fee, the Queens rent a car company will not hold the car rental customer liable for damage to the rental vehicle, regardless of whether that damages comes because of a collision, theft, or any other means. The fee begins as low as $9.
When this coverage is purchased, the Queens car rental company waives its right to collect for the damage to the rental car. This is where peace of mind for you comes in. In exchange for the daily fee for the coverage, you are not held responsible for the full cost and value of the car, minivan, or 15-passenger van that you've rented.
If you, the Queens rent a car customer, choose not to purchase the LDW from the Queens car rental company, you will be liable for any damage to the Queens rent a car up to the full value of the vehicle. With the cost of vehicles starting at $15,000.00 and going up from there, it can be a costly decision to decline the coverage. Is it really worth the risk?
Other Places for LDW Coverage
Queens vehicle owners probably have coverage for any damage to the Queens rental car already through their personal auto policy. Most automobile policies written and offered in New York state have included coverage for rental cars rented by the New York state resident who holds the policy. This includes Queens, New York, residents. Allcar Rent-A-Car suggests that you call your insurance provider to verify that you have this coverage and also to verify its limits.
Queens residents may have coverage for damage to rental cars through their credit card company as well; however, there may be limitations and restrictions. Before making the decision of declining the LDW offered by the Queens car rental agency, we suggest you speak with your credit card provider to be better informed of the benefits and/or restrictions they offer.
What If Your Coverage Is Insufficient?
If you find that the coverage offered through your auto policy or credit cards is insufficient, you have the option of accepting the coverage offered by the Queens rent a car agent. Please keep in mind that whether you purchase coverage from the Queens rent a car agency or use another form of coverage, all coverage will be void if the terms and conditions of the Queens car rental agency and/or New York State laws are violated. This also applies to the laws of any state or jurisdiction you are in with the rented vehicle. Queens car rental companies also offer coverage on passenger van rentals, minivan rentals, and 15-passenger van rentals.
Should you have any questions, please contact the Queens office of Allcar Rent-A-Car. We're located in the heart of Queens at 96-18C 63rd Drive, Rego Park.