Bronx Car Rental and Loss Damage Waiver

Many people who need a rental car are not sure what to do when given the option of accepting or declining the Bronx car rental agency's coverage and waiver. The cause of this indecision is often that you're not familiar with what your personal or business car insurance covers. Some credit cards cover damages to many basic auto rentals as well. Before picking up your rental car, you'll want to verify your existing coverage. Verifying your coverage can save you money.

Vehicle owners in the Bronx probably have coverage for rental car damage through their auto policy. Most automobile policies offered and written in the state of New York include coverage for rental cars rented by New York residents. Consequently, you may not need the LDW coverage offered by the Bronx car rental company. We suggest that you verify with your insurance provider that you have this coverage and what its limits are.

Even though you may also have coverage for your rental car through your credit card, there may be limitations and restrictions. Before making the decision to decline the LDW offered by any Bronx car rental agency, we suggest you speak with your credit card provider. Again, if you do have this coverage, be certain you know its restrictions and limitations.

If you find that the coverage offered through your automobile policy or credit cards is insufficient, you can accept the coverage offered by the car rental agency at the time of your reservation or at the rental counter. Bronx car rental agencies offer the Loss Damage Waiver (or LDW) as coverage in the event that your rental car is damaged while being driven in the Bronx or elsewhere. When you purchase the LDW, the car rental company waives its right to collect for the damage to the rental car. They will not hold you liable for damage to the vehicle regardless of whether that damage comes from a collision, from theft, from vandalism, or from any other cause. This is an ideal choice for protection. Fees for the LDW start at $9.00 and go up depending on what type of vehicle you rent. In exchange for the nominal daily fee for the LDW coverage, you're not held responsible for the full cost and value of the rental car. Isn't $9.00 worth it to have peace of mind?

If the Bronx rental car customer opts not to purchase the LDW from the Bronx car rental company, they will be liable for any and all damage to the rental vehicle up to the full value of the vehicle. With car values starting at $15,000, declining coverage can be a costly decision.

Please remember that whether you purchase coverage from the rental agency or use another form of coverage, it will be void if the terms and conditions of the car rental agency or any New York state laws are violated. These terms and conditions include allowing someone who is not listed on the rental agreement to operate the rental vehicle, and apply to any state or jurisdiction where you might drive your rental car.

ehicle. With car values starting at $15,000, declining coverage can be a costly decisi